Franchise FAQ
Clear answers before you move forward.
Mortgage brokerage ownership is a serious decision. These answers establish the basics; your disclosure documents and professional advisers provide the controlling details.
Who can own a Homelendia Mortgage franchise?
Qualified real estate brokerage owners, team leaders, mortgage professionals and entrepreneurs may explore ownership. Approval depends on the complete candidate, market, licensing path, financial capacity and mutual fit.
Do I need to be a licensed mortgage loan originator?
Requirements vary by state, ownership role and operating structure. Some owners may need individual licensing or a qualified licensed person in a designated role. Homelendia can provide process guidance, but state regulators and qualified counsel determine the requirements.
How is a franchise different from starting independently?
A franchise provides an established brand, operating framework, systems, standards and defined support. An independent startup gives the founder full autonomy but requires the business to select, build and manage those elements without a franchise system.
What fees should I expect?
Homelendia uses a flat-fee franchise structure rather than taking a percentage of mortgage production. The complete initial and ongoing fees, along with other estimated costs, are disclosed in the applicable Franchise Disclosure Document.
Does Homelendia handle state licensing?
Homelendia provides licensing guidance and a structured roadmap. The franchise owner and licensed entity remain responsible for accurate applications, approvals, renewals and ongoing compliance.
How much control does the franchise owner have?
The owner leads the independently owned local brokerage, hires and manages the team, and makes day-to-day business decisions within the franchise system, signed agreements and applicable law.
Can consumers apply for a loan on Homelendia.com?
No. Homelendia Mortgage LLC is the franchisor and does not originate loans through this corporate website. Consumers can ask to connect with an independently owned and operated Homelendia Mortgage franchise where available.
What does the franchise process look like?
The typical path includes an introductory discovery conversation, qualification, review of franchise disclosure materials, professional diligence, licensing and formation planning, onboarding, systems setup and launch preparation.
How long does launch take?
Timing depends on the owner, state licensing, entity formation, staffing, required documentation and other dependencies. No single launch timeline applies to every candidate or state.
What should I review before signing?
Review the Franchise Disclosure Document, franchise agreement, state requirements, full estimated investment, territory, support, technology, renewal and exit terms with qualified legal, financial and regulatory advisers.
General educational information only. Franchise availability, licensing and requirements vary by state. Nothing on this page is an offer to sell a franchise.
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